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MONTHLY STUDENT INSURANCE

for the things that matter most

award-winning insurance subscription. protection for your gadgets against damage, loss & theft

Handbag and shoe
Jewellery
Headphones
Camera
Guitar
Handbag and shoe
Jewellery
Headphones
Camera
Guitar
Handbag and shoe
Jewellery
Headphones
Camera
Guitar
Handbag and shoe
Jewellery
Headphones
Camera
Guitar
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WHAT CAN ARMA KARMA INSURANCE COVER?

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SOME OF THE ITEMS WE CAN PROTECT

Tablet

Tablet

from £4.49 per month

Handbag and Shoes

Handbag and Shoes

from £3.99 per month

Hobby

Lifestyle

from £3.99 per month

Jewellery

Jewellery

from £3.99 per month

Bikes

Bikes

from £3.99 per month

Cameras

Cameras

from £3.99 per month

Smart Watch

Smartwatch

from £3.99 per month

Eye Wear

Eyewear

From £3.99 per month

Games Consoles

Games Consoles

from £3.99 per month

Headphones

Headphones and Earphones

from £3.99 a month

Laptop

Laptop

from £4.99 per month

Mobile

Mobile

from £3.99 per month

LEARN MOREDown arrow
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HOW DOES IT WORK

Pick your items

To get your monthly price select up to 5 items to insure from our 14 categories, ranging from your phone and laptop to your glasses and guitar. Get an increasing multi-item discount with every new item you add! 

Check it out yourself!

Tell us about yourself

  • Unlike other insurers we don’t use your personal details to impact your price. All we’ll need is your name, DOB, address and contact details to set up your subscription. 

A few final questions

At this stage we need to ask you some final questions, to make sure our subscription is right for you and that in the event of a claim everything can go smoothly.    

Choose your charity

  • 25% of what we make from your subscription gets donated to a charity of your choice. You can pick from: Railway Children, Rainforest Trust UK, ShelterBox & YoungMinds.  

Start your subscription

Finally, you’ll just need to provide your payment details to activate your subscription. After this is complete your cover will renew on the same day each month as a recurring card payment.  

Add to your wallet

Keep your cover close by adding it to your Apple or Google wallet and ensure it’s there when you need it most. You’ll also receive your policy documents via email shortly after signing up.  

Need to make a change?

No problem, just let us know via live chat or by emailing our customer service team and we’ll get this sorted out for you.  

Making a claim

If the worst does happen, you can register a claim for your item online or over the phone. Next provide some documentation for your item (Proof of purchase e.g., receipt) and pay your excess amount. We’ll take care of the rest.  

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About us!

We’re slaying the insurance game, but don’t just take our word for it. Listen to our Founder Ben as he explains how Arma Karma is making some pretty big moves to the insurance industry.  

CHECK OUT OUR SOCIALS

We’re not a regular Insurance company, we’re a cool one. Find us on Instagram, TikTok, Twitter, LinkedIn and Facebook to keep up to date with our journey and our immaculate vibes. 

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