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🎉 Black Friday Sale! Use Code: BLACKFRIDAY10
🎉 Black Friday Sale! Use Code: BLACKFRIDAY10
🎉 Black Friday Sale! Use Code: BLACKFRIDAY10
🎉 Black Friday Sale! Use Code: BLACKFRIDAY10
🎉 Black Friday Sale! Use Code: BLACKFRIDAY10
🎉 Black Friday Sale! Use Code: BLACKFRIDAY10
🎉 Black Friday Sale! Use Code: BLACKFRIDAY10
🎉 Black Friday Sale! Use Code: BLACKFRIDAY10
🎉 Black Friday Sale! Use Code: BLACKFRIDAY10
🎉 Black Friday Sale! Use Code: BLACKFRIDAY10
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MONTHLY STUDENT INSURANCE from £3.99

Protection for your phone, AirPods, laptop, glasses, jewellery, gadgets and so much more!

Handbag and shoe
Jewellery
Headphones
Camera
Guitar
Handbag and shoe
Jewellery
Headphones
Camera
Guitar
Handbag and shoe
Jewellery
Headphones
Camera
Guitar
Handbag and shoe
Jewellery
Headphones
Camera
Guitar
Insurance that doesn't give you the *ick*

It's true—with Arma Karma, we believe in better insurance for you and the world. While kicking traditional, old, boring insurance to the curb, our insurance subscriptions are easy, straightforward and flexible with no hidden fees.

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WHAT CAN ARMA KARMA INSURANCE COVER?

Protecting your stuff at University has never been easier! Our flexible subscriptions give complete peace of mind, ensuring your belongings are protected wherever you go—inside, outside, and abroad.

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SOME OF THE ITEMS WE CAN PROTECT

Tablet

Tablet

from £4.49 per month

Handbag and Shoes

Handbag and Shoes

from £3.99 per month

Hobby

Lifestyle

from £3.99 per month

Jewellery

Jewellery

from £3.99 per month

Bikes

Bikes

from £3.99 per month

Cameras

Cameras

from £3.99 per month

Smart Watch

Smartwatch

from £3.99 per month

Eye Wear

Eyewear

From £3.99 per month

Games Consoles

Games Consoles

from £3.99 per month

Headphones

Headphones and Earphones

from £3.99 a month

Laptop

Laptop

from £4.99 per month

Mobile

Mobile

from £3.99 per month

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Do Students really need monthly insurance?

Uh duh. Uni life can get super expensive—between tuition fees, rent, endless food shops, and late-night trips to Maccies. The last thing anyone needs is to replace any pricey valuables. Having an Arma Karma insurance subscription gives you a reliable and flexible safety net if the worst were to happen.

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HOW DOES IT WORK

Tell us about yourself

  • Unlike other insurers we don’t use your personal details to impact your price. All we’ll need is your name, DOB, address and contact details to set up your subscription. 

A few final questions

At this stage we need to ask you some final questions, to make sure our subscription is right for you and that in the event of a claim everything can go smoothly.    

Choose your charity

  • 25% of what we make from your subscription gets donated to a charity of your choice. You can pick from: Railway Children, Rainforest Trust UK, ShelterBox & YoungMinds.  

Start your subscription

Finally, you’ll just need to provide your payment details to activate your subscription. After this is complete your cover will renew on the same day each month as a recurring card payment.  

Pick your items

To get your monthly price select up to 5 items to insure from our 14 categories, ranging from your phone and laptop to your glasses and guitar. Get an increasing multi-item discount with every new item you add! 

Check it out yourself!

Add to your wallet

Keep your cover close by adding it to your Apple or Google wallet and ensure it’s there when you need it most. You’ll also receive your policy documents via email shortly after signing up.  

Need to make a change?

No problem, just let us know via live chat or by emailing our customer service team and we’ll get this sorted out for you.  

Making a claim

If the worst does happen, you can register a claim for your item online or over the phone. Next provide some documentation for your item (Proof of purchase e.g., receipt) and pay your excess amount. We’ll take care of the rest.  

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About us!

As you probably gathered already, we're slaying the insurance game. But don’t just take our word for it. Listen to our Founder Ben as he explains how Arma Karma is making some pretty big moves in the insurance industry. 

Check out our Blog

ADVICE FROM GRADUATES: TACKLING UNI WITH SASHA AND SADIE


It's the first week back for University students and freshers! Heading into uni can always be nerve-wracking and a bit stressful. We decided to ask some newly fresh graduates, Sasha and Sadie, and get their take on tackling uni; balancing a social life and studying, making friends and even staying motivated.

7 TIPS: HOW TO MANAGE STRESS DURING UNIVERSITY


Going through university without feeling stressed is more likely than you winning the lottery, sorry to break it to you. However, as you enter this next chapter it's super important to take care of yourself and also to help out other students who will most likely be feeling the same! We've compiled a list of how to manage stress at uni.

6 TIPS FOR STUDENTS: KEEPING YOUR STUFF SAFE AT UNI


One thing Students need to know about Uni Life is how to keep your things safe, especially when you’ve bought yourself new and expensive textbooks, clothes, and gadgets to help get you through the year. We’re here to share our best tips on how to keep your stuff safe at Uni, saving you the massive headache of losing and trying to replace what you’ve lost.

CHECK OUT OUR SOCIALS

We’re not a regular Insurance company, we’re a cool one. Find us on Instagram, TikTok, Twitter, LinkedIn and Facebook to keep up to date with our journey and our immaculate vibes. 

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