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Virtual Health

HEALTH SUPPORT, WITHOUT THE WAITING ROOM.

Get access to a Virtual GP, physio, dietician and wellbeing support from just £4.99 a month.

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PHONE & LAPTOP INSURANCE BUNDLE JUST £9.99 A MONTH!

Add your Phone & Laptop in the item selection, with a combined value of £2,500 or less.

Your Phone & Laptop deserve the best, and so do you!

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How does Arma Karma Virtual Health work?

Review your benefits

Click Get Started to see the benefits of a Arma Karma Virtual Health subscription and find out more about your membership. All for just £4.99 per month!

Tell us about yourself

  • All we’ll need is your name, DOB, address and contact details to set up your subscription. Unlike other companies we don’t use your personal details to change your price.

A few final questions

At this stage we just need to confirm you're happy with the benefits provided and your preferred communication methods. From this we can then setup your account smoothly.  

Start your subscription

Finally, you’ll just need to provide your payment details to start your subscription. After this is complete your monthly renewals will be collected via direct debit.

Access your portal

Once confirmed use your membership reference and access code to active your HealthHero account via the portal. Once logged in you can book appointments via the website or app.   

Need to make a change?

No problem, just let us know via live chat request form or by emailing our customer service team and we’ll get this sorted out for you as soon as possible.

Check out our blog

How to Build a Healthy Routine That Actually Fits Your Life


A healthy routine doesn’t have to mean 5am workouts, perfect meal prep or doing everything at once. From moving your body more to getting enough rest and asking for support when you need it, this blog explores simple ways to build realistic habits that feel good and last.

Why Recovery Days Are Just as Important as Workout Days


Rest days aren’t lazy — they’re part of looking after your body properly. Whether you’re getting back into fitness, training regularly or just trying to move more, this blog explains why recovery matters, how to spot when your body needs a break and how support like physio advice can help.

How to Look After Your Mental Health When Life Feels Full On


When work, plans, relationships and everyday responsibilities all pile up, your mental health can start to feel stretched. This blog explores simple ways to check in with yourself, manage stress, protect your energy and know when talking to someone could help you feel a little more supported.

Signup in 2-ish minutes!

Virtual GP, physio, dietician and counselling support — all from £4.99 a month.

Need Urgent Medical Help? Arma Karma Virtual Health should not be used in an emergency or life threatening situation. If you need urgent medical help, call 999 or go to your nearest Accident and Emergency (A&E) department.

Arma Karma Virtual Health is a discretionary healthcare scheme. It is not an insurance product. As the scheme is not an insurance product, it is not regulated by the Financial Conduct Authority (FCA) or the Prudential Regulation Authority (PRA). Complaints about the scheme cannot be referred to the Financial Ombudsman Service (FOS), and the scheme is not covered by the Financial Services Compensation Scheme (FSCS).