our commitment to preventing fraud

Signing up and claiming for an item that is already lost, damaged or stolen is insurance fraud. More often than not, those caught committing this illegal act end up with a criminal conviction and a record that follows them through life.

Arma Karma use state-of-the-art technology and utilise expert partners to identify and prosecute fraudsters.

Our zero tolerance attitude towards fraud allows us to keep prices fair for true and honest customers.

Please note we have an initial 14-day no claims period to keep prices low for true and honest subscribers.