CATEGORIES

You can protect up to 5 items in your Insurance Subscription from our wide selection of items we offer! From your phone, to your golf-clubs, your nintendo switch and even your saxophone!

Take a look at our Categories below!

Headphones, earphones, and portable game consoles

SOME OF THE ITEMS WE CAN PROTECT

Eyewear

Eyewear

from £3.99 a month

Jewellery

Jewellery

from £3.99 a month

Games Consoles

Games Consoles

from £3.99 a month

camera

Cameras

from £3.99 a month

Bike

Bikes

from £3.99 a month

Headphones

Headphones and Earphones

from £3.99 a month

Laptop

Laptops

from £4.99 a month

Smartwatches

Smartwatches

from £3.99 a month

Tablets

Tablets

from £4.49 a month

Shoes

Shoes

from £3.99 a month

Handbag

Handbags

from £3.99 a month

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WHAT CAN ARMA KARMA INSURANCE COVER?

HOW DOES IT WORK

Pick your items

To get your monthly price select up to 5 items to insure from our 14 categories, ranging from your phone and laptop to your glasses and guitar. Get an increasing multi-item discount with every new item you add!   

Check it out yourself!

Tell us about yourself

Unlike other insurers we don’t use your personal details to impact your price. All we’ll need is your name, DOB, address and contact details to set up your subscription. 

A few final questions

At this stage we need to ask you some final questions, to make sure our subscription is right for you and that in the event of a claim everything can go smoothly.   

Choose your Charity

25% of what we make from your subscription gets donated to a charity of your choice. You can pick from: Railway Children, Rainforest Trust UK, ShelterBox & YoungMinds.  

Start your subscription!

Finally, you’ll just need to provide your payment details to activate your subscription. After this is complete your cover will renew on the same day each month as a reoccurring card payment.  

Add to your wallet

Keep your cover close by adding it to your Apple or Google wallet and ensure it’s there when you need it most. You’ll also receive your policy documents via email shortly after signing up.  

Need to make a change?

No problem, just let us know via live chat or by emailing our customer service team and we’ll get this sorted out for you. 

What can we insure?

At Arma Karma we're a monthly comprehensive insurance subscription that goes beyond the ordinary, allowing you to protect your gadgets and possessions all in one place. Our custom subscription allows for up to 5 items to be added and protected for damage, loss, breakdown, theft & more (terms & restrictions apply). Whether you're a tech enthusiast, music aficionado, sportsperson, or fashionista, we've got you covered.

We make it easy to create a custom insurance subscription that aligns with your lifestyle. Seamlessly add and protect specific items such as bikes, camera equipment, earphones, eyewear, games consoles, handbags, headphones, jewellery, laptops, mobile phones, musical instruments, portable consoles, shoes, smartwatches, sports equipment, and tablets at any time with no admin fees.

Don't leave the safety of your prized possessions to chance. By purchasing a comprehensive insurance subscription today and enjoy the peace-of-mind that comes with knowing your favourite items are protected everywhere you go; inside, outside and abroad.

SIGNUP IN 2-ISH MINUTES

Secure your peace of mind in just 2 minutes with Arma Karma - where protecting your valuables is as easy as insuring your smile.

Bike
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