Monthly Insurance Subscription
Arma Karma have partnered with Lang Llewellyn & Co to offer you peace of mind, through relevant insurance for what you need, where you need it.
Your personalised Arma Karma subscription allows you to cover up to five items such as those below on one policy. This protects your stuff against accidental damage, loss* and theft at home, outside and abroad.

WHAT CAN ARMA KARMA INSURANCE COVER?
MALICIOUS DAMAGE
ACCIDENTAL DAMAGE
LOSS
Exclusions apply. See cover summary
SCREEN DAMAGE
THEFT
90 DAYS ABROAD
MECHANICAL BREAKDOWN
WATER DAMAGE
Frequently Asked Questions
Can I insure different types of gadgets under the same policy?
Yes, you can add up to five items to a policy. You’ll also get increasing multi-item discount for each new item!
How do I cancel my gadget insurance subscription?
Simply get in touch with us on our live chat, or email hello@armakarma.insure and we will walk you through the process.
Can I insure second hand gadgets?
Second hand items must have a minimum active 12 month warranty and be purchased in the last 24 months. The device model must be under 36 months old from the date of UK release.
What devices can I protect with my gadget insurance subscription?
We cover almost any gadget, from phones and earbuds, to cameras and laptops! Click the get started button to see our full range of item categories.
is Arma Karma a trusted insurance company
YES! HAVE A LOOK AT OUR REVIEWS
Very quick and simple
Very quick and simple process. Painless. A+++
Had a few questions about level of cover but the customer service team were helpful and resolved these for me.
I struggled to find good cover for my camera equipment until I discovered these guys, but now have my entire kit covered for under a tenner a month. The 60 days abroad was a must on this. Had several bad experiences before but so far the process has been refreshing compared to what else is out there.
Highly recommend this company
Just joined these after being messed about all day with another insurance company. I’m so impressed with Arma Karma nothing is too much trouble. They dealt with my question straight away, the customer service agent who dealt with it was just so helpful and actioned my request straight away without questioning. Unlike the rubbish company I had tried dealing with all day and got nowhere. Highly recommend this company.
It was so easy to subscribe with great cover
After buying a new phone, I spent some time looking for the best company to insure it with - It was so easy to subscribe with great cover. I really like what they stand for and how they support climate impact using my subscription to help important charities.