Monthly Camera Insurance

An award-winning monthly insurance subscription. Protection for your camera against breakdown, damage, loss & theft - with worldwide cover!

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Camera and lens

Canon

Canon

Camera insurance bundle just £9.99 a month!

Protect 3 of your favourite Camera's or pieces of equipment, with a combined value of £3,500.

Let's keep your gear protected!

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WHAT CAN ARMA KARMA INSURANCE COVER?

Protecting your camera and equipment has never been easier! Our flexible subscriptions give complete peace of mind, ensuring your belongings are protected where ever you go! Inside, outside and abroad.

Why Choose Our Monthly Camera Insurance?

Worried about your camera taking a fall on your upcoming Mount Everest climb? That would kinda suck. Well, don't sweat it – Arma Karma's got your back with our Camera Monthly Insurance Subscription. We've got your camera covered against damage, breakdowns, and even theft, so you can keep doing what you do best – getting the perfect shot!

Exclusive Camera Bundle Deal


Meet our new Camera Insurance Bundle! Perfect for photographers, creators and anyone who can't live without their camera kit. Our Camera Bundle gives you flexible and affordable protection wherever you are in the world with our Unlimited Worldwide Cover! For £9.99 a month, you can insure up to 3 cameras or items of equipment, with a total value of £3,500, keeping your tech safe from accidental damage, theft and loss wherever your creativity takes you.

Coverage That Suits You


We get it – your camera is more than just a piece of equipment; it’s what you create memories with. Whether you're a pro behind the lens or a passionate hobbyist, Arma Karma understands the value of your gear. That's why our subscription can protect you from all kinds of mishaps, so that everything from your new DSLRs to your fave point-and-shoots is fully protected.

Multi-Item Options 


We don’t only care about your camera – we've got your whole kit covered! With our subscription, you can pick up to 5 items from various categories like laptops, smartphones, eyewear, and more to insure. Plus, the more items you protect, the bigger the discount. From your golf clubs to your laptop and headphones, we're all about giving you peace of mind by providing great coverage for all of your gadgets.

Effortless Subscription Process


Signing up for Arma Karma’s camera monthly insurance is dead easy. Simply select your items, provide essential details, answer a few questions, and choose the charity you'd like to support. Activate your subscription with payment details, and voilà! Your camera is now protected with our monthly insurance!

Charitable Contribution


We don’t just care about equipment, we care about making insurance better for you and the world! Take your pick from our partner charities – Railway Children, Rainforest Trust UK, ShelterBox, and YoungMinds. When you sign up with us, 25% of what we make goes to the charity of your choice. It's not just about protecting what you love; it's about making a difference together!

Treefo Initiative 🌳


We're super proud to be part of Feefo's Treefo initiative, helping plant trees for every genuine review left by our customers. So every time you share your feedback with us, you're not just helping make insurance better, you're helping make the planet better too! A simple and easy way to turn your feedback into real environmental impact.

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SOME OF THE ITEMS WE CAN PROTECT

Handbag and shoe

Handbag and shoe

Hobby

Hobby

Jewellery

Jewellery

Bikes

Bikes

Cameras

Cameras

Smart Watch

Smart Watch

Eye Wear

Eye Wear

Portable Console

Consoles

Headphones

Headphones

from £3.49 a month

Laptop

Laptop

Mobile

Mobile

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HOW DOES IT WORK

Pick your items

To get your monthly price select up to 5 items to insure from our 14 categories, ranging from your phone and laptop to your glasses and guitar. Get an increasing multi-item discount with every new item you add! 

Check it out yourself!

Tell us about yourself

  • Unlike other insurers we don’t use your personal details to impact your price. All we’ll need is your name, DOB, address and contact details to set up your subscription. 

A few final questions

At this stage we need to ask you some final questions, to make sure our subscription is right for you and that in the event of a claim everything can go smoothly.    

Choose your charity

  • 25% of what we make from your subscription gets donated to a charity of your choice. You can pick from: Railway Children, Rainforest Trust UK, ShelterBox & YoungMinds.  

Start your subscription

Finally, you’ll just need to provide your payment details to activate your subscription. After this is complete your cover will renew on the same day each month as a recurring card payment.  

Add to your wallet

Keep your cover close by adding it to your Apple or Google wallet and ensure it’s there when you need it most. You’ll also receive your policy documents via email shortly after signing up.  

Need to make a change?

No problem, just let us know via live chat or by emailing our customer service team and we’ll get this sorted out for you.  

Making a claim

If the worst does happen, you can register a claim for your item online or over the phone. Next provide some documentation for your item (Proof of purchase e.g., receipt) and pay your excess amount. We’ll take care of the rest.  

is Arma Karma a trusted insurance company

YES! HAVE A LOOK AT OUR REVIEWS

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Very quick and simple

Very quick and simple process. Painless. A+++

Had a few questions about level of cover but the customer service team were helpful and resolved these for me.

I struggled to find good cover for my camera equipment until I discovered these guys, but now have my entire kit covered for under a tenner a month. The 60 days abroad was a must on this. Had several bad experiences before but so far the process has been refreshing compared to what else is out there.

Jason

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Highly recommend this company

Just joined these after being messed about all day with another insurance company. I’m so impressed with Arma Karma nothing is too much trouble. They dealt with my question straight away, the customer service agent who dealt with it was just so helpful and actioned my request straight away without questioning. Unlike the rubbish company I had tried dealing with all day and got nowhere. Highly recommend this company.

Vanessa

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It was so easy to subscribe with great cover

After buying a new phone, I spent some time looking for the best company to insure it with - It was so easy to subscribe with great cover. I really like what they stand for and how they support climate impact using my subscription to help important charities.

Olly

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