
Monthly Renters Insurance from £3.99
Protection for your phone, AirPods, laptop, glasses, jewellery, gadgets and so much more!
Phone & laptop insurance bundle just £14.99 a month!
Add your Phone & Laptop in the item selection, with a combined value of £2,500 or less.
Your Phone & Laptop deserve the best, and so do you!

WHAT CAN ARMA KARMA INSURANCE COVER?
Protecting your stuff at home has never been easier! Our flexible subscriptions give complete peace of mind, ensuring your belongings are protected wherever you go—inside, outside, and abroad.
Do Renters really need monthly insurance?
Uh duh. Renting can get super expensive—and the last thing anyone needs is to replace any pricey valuables. Having an Arma Karma insurance subscription gives you a reliable and flexible safety net if the worst were to happen.
About us!
As you probably gathered already, we're slaying the insurance game. But don’t just take our word for it. Listen to our Founder Ben as he explains how Arma Karma is making some pretty big moves in the insurance industry.
Check out our Blog
10 THINGS TO CONSIDER WHEN CHOOSING A ROOMMATE
Picking the right roommate is a big decision as you'll be living together 24/7 for months, maybe years! That's why there's a lot to consider for what you're looking for in a roommate and how to pick one. We've listed our top 10 points to help you navigate the right decision.
ARMA KARMA SUBSCRIPTION VS CONTENTS INSURANCE
What first comes to mind when you hear the words ‘contents insurance’? It may be “hassle”, “unnecessary”, “boring”: what it certainly is not is effortless, cheap, ethical or modern. We recognise that. That’s where we come in. Arma Karma revolutionises insurance for renters. By offering an alternative to the archaic content’s insurance model, we give the next generation a way to insure the items that they actually care about. Let’s take a look at the key differences, and see who comes out on top…
CAN YOU GET CONTENTS INSURANCE FOR A HOUSE SHARE?
Rental prices keep on rising, and more and more people are living with friends, colleagues, professionals or strangers to be able to afford the perfect home. Room rentals in house shares around the UK are now, on average, higher than £500 a month, and can be around £1000 a month in some parts of London. Whilst the market may be tough, and the search for the perfect housemate might be relentless, when you find your perfect home and the perfect people to share it with, it can be sweet, sweet rental bliss. You might as well be starring in your own UK version of Friends.