📱 Phone & Laptop Bundle for just £14.99 month! 💻
📱 Phone & Laptop Bundle for just £14.99 month! 💻
📱 Phone & Laptop Bundle for just £14.99 month! 💻
📱 Phone & Laptop Bundle for just £14.99 month! 💻
📱 Phone & Laptop Bundle for just £14.99 month! 💻
📱 Phone & Laptop Bundle for just £14.99 month! 💻
📱 Phone & Laptop Bundle for just £14.99 month! 💻
📱 Phone & Laptop Bundle for just £14.99 month! 💻
📱 Phone & Laptop Bundle for just £14.99 month! 💻
📱 Phone & Laptop Bundle for just £14.99 month! 💻
📱 Phone & Laptop Bundle for just £14.99 month! 💻
📱 Phone & Laptop Bundle for just £14.99 month! 💻
📱 Phone & Laptop Bundle for just £14.99 month! 💻
📱 Phone & Laptop Bundle for just £14.99 month! 💻
📱 Phone & Laptop Bundle for just £14.99 month! 💻
📱 Phone & Laptop Bundle for just £14.99 month! 💻
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Monthly Renters Insurance from £3.99

Protection for your phone, AirPods, laptop, glasses, jewellery, gadgets and so much more!

Handbag and shoe
Jewellery
Headphones
Camera
Guitar
Handbag and shoe
Jewellery
Headphones
Camera
Guitar
Handbag and shoe
Jewellery
Headphones
Camera
Guitar
Handbag and shoe
Jewellery
Headphones
Camera
Guitar

Phone & laptop insurance bundle just £14.99 a month!

Add your Phone & Laptop in the item selection, with a combined value of £2,500 or less.

Your Phone & Laptop deserve the best, and so do you!

phone and laptop bundle
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WHAT CAN ARMA KARMA INSURANCE COVER?

Protecting your stuff at home has never been easier! Our flexible subscriptions give complete peace of mind, ensuring your belongings are protected wherever you go—inside, outside, and abroad.

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SOME OF THE ITEMS WE CAN PROTECT

Tablet

Tablet

from £4.49 per month

Handbag and Shoes

Handbag and Shoes

from £3.99 per month

Hobby

Lifestyle

from £3.99 per month

Jewellery

Jewellery

from £3.99 per month

Bikes

Bikes

from £3.99 per month

Cameras

Cameras

from £3.99 per month

Smart Watch

Smartwatch

from £3.99 per month

Eye Wear

Eyewear

From £3.99 per month

Games Consoles

Games Consoles

from £3.99 per month

Headphones

Headphones and Earphones

from £3.99 a month

Laptop

Laptop

from £4.99 per month

Mobile

Mobile

from £3.99 per month

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Do Renters really need monthly insurance?

Uh duh. Renting can get super expensive—and the last thing anyone needs is to replace any pricey valuables. Having an Arma Karma insurance subscription gives you a reliable and flexible safety net if the worst were to happen.

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How does renters insurance work?

Tell us about yourself

  • Unlike other insurers we don’t use your personal details to impact your price. All we’ll need is your name, DOB, address and contact details to set up your subscription. 

A few final questions

At this stage we need to ask you some final questions, to make sure our subscription is right for you and that in the event of a claim everything can go smoothly.    

Choose your charity

  • 25% of what we make from your subscription gets donated to a charity of your choice. You can pick from: Railway Children, Rainforest Trust UK, ShelterBox & YoungMinds.  

Start your subscription

Finally, you’ll just need to provide your payment details to activate your subscription. After this is complete your cover will renew on the same day each month as a recurring card payment.  

Pick your items

To get your monthly price select up to 5 items to insure from our 14 categories, ranging from your phone and laptop to your glasses and guitar. Get an increasing multi-item discount with every new item you add! 

Check it out yourself!

Add to your wallet

Keep your cover close by adding it to your Apple or Google wallet and ensure it’s there when you need it most. You’ll also receive your policy documents via email shortly after signing up.  

Need to make a change?

No problem, just let us know via live chat or by emailing our customer service team and we’ll get this sorted out for you.  

Making a claim

If the worst does happen, you can register a claim for your item online or over the phone. Next provide some documentation for your item (Proof of purchase e.g., receipt) and pay your excess amount. We’ll take care of the rest.  

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About us!

As you probably gathered already, we're slaying the insurance game. But don’t just take our word for it. Listen to our Founder Ben as he explains how Arma Karma is making some pretty big moves in the insurance industry. 

Check out our Blog

10 THINGS TO CONSIDER WHEN CHOOSING A ROOMMATE


Picking the right roommate is a big decision as you'll be living together 24/7 for months, maybe years! That's why there's a lot to consider for what you're looking for in a roommate and how to pick one. We've listed our top 10 points to help you navigate the right decision.

ARMA KARMA SUBSCRIPTION VS CONTENTS INSURANCE


What first comes to mind when you hear the words ‘contents insurance’? It may be “hassle”, “unnecessary”, “boring”: what it certainly is not is effortless, cheap, ethical or modern. We recognise that. That’s where we come in. Arma Karma revolutionises insurance for renters. By offering an alternative to the archaic content’s insurance model, we give the next generation a way to insure the items that they actually care about. Let’s take a look at the key differences, and see who comes out on top…

CAN YOU GET CONTENTS INSURANCE FOR A HOUSE SHARE?


Rental prices keep on rising, and more and more people are living with friends, colleagues, professionals or strangers to be able to afford the perfect home. Room rentals in house shares around the UK are now, on average, higher than £500 a month, and can be around £1000 a month in some parts of London. Whilst the market may be tough, and the search for the perfect housemate might be relentless, when you find your perfect home and the perfect people to share it with, it can be sweet, sweet rental bliss. You might as well be starring in your own UK version of Friends.

CHECK OUT OUR SOCIALS

We get it, you can't get enough of us—totally understandable. We're not a regular insurance company, we're a cool one. So take the leap and check us out across our socials to keep up to date with our journey from dominating the insurance game to our team mucking about in the office.

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