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MONTHLY INSURANCE SUBSCRIPTION

AWARD WINNING INSURANCE SUBSCRIPTION šŸ†

Helping you protect your favourite items with an increasing multi-item discount. No faff. No worries.

Handbag and shoe
Jewellery
Headphones
Camera
Guitar and golf equipment
Handbag and shoe
Jewellery
Headphones
Camera
Guitar and golf equipment
Handbag and shoe
Jewellery
Headphones
Camera
Guitar and golf equipment
Handbag and shoe
Jewellery
Headphones
Camera
Guitar and golf equipment
INSURANCE THAT DOESN'T GIVE YOU THE *ICK*

It's trueā€”with Arma Karma, we believe in better insurance for you and the world. While kicking traditional, old, boring insurance to the curb, our insurance subscriptions are easy, straightforward andĀ flexible with no hidden fees.Ā 

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WHAT CAN ARMA KARMA INSURANCE COVER?

Protecting your stuff has never been easier! Our flexible subscriptions give complete peace of mind, ensuring your belongings are protected where ever you go! Inside, outside and abroad.

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SOME OF THE ITEMS WE CAN PROTECT

Tablet

Tablet

from Ā£4.49 per month

Handbag and Shoes

Handbag & Shoes

from Ā£3.99 per month

Hobby

Lifestyle

from Ā£3.99 per month

Jewellery

Jewellery

from Ā£3.99 per month

Bikes

Bikes

from Ā£3.99 per month

Cameras

Cameras

from Ā£3.99 per month

Smart Watch

Smartwatch

from Ā£3.99 per month

Eye Wear

Eyewear

From Ā£3.99 per month

Games Consoles

Games Consoles

from Ā£3.99 per month

Headphones

Headphones & Earphones

from Ā£3.99 a month

Laptop

Laptop

from Ā£4.99 per month

Mobile

Mobile

from Ā£3.99 per month

LEARN MOREDown arrow
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HOW DOES IT WORK?

Pick your items

To get your monthly price select up to 5 items to insure from our 14 categories, ranging from your phone and laptop to your glasses and guitar. Get an increasing multi-item discount with every new item you add!Ā 

Check it out yourself!

Tell us about yourself

  • Unlike other insurers we donā€™t use your personal details to impact your price. All weā€™ll need is your name, DOB, address and contact details to set up your subscription.Ā 

A few final questions

At this stage we need to ask you some final questions, to make sure our subscription is right for you and that in the event of a claim everything can go smoothly.Ā Ā Ā Ā 

Choose your charity

  • 25% of what we make from your subscription gets donated to a charity of your choice. You can pick from: Railway Children, Rainforest Trust UK, ShelterBox & YoungMinds.Ā Ā 

Start your subscription

Finally, youā€™ll just need to provide your payment details to activate your subscription. After this is complete your cover will renew on the same day each month as a recurring card payment.Ā Ā 

Add to your wallet

Keep your cover close by adding it to your Apple or Google wallet and ensure itā€™s there when you need it most. Youā€™ll also receive your policy documents via email shortly after signing up.Ā Ā 

Need to make a change?

No problem, just let us know via live chat or by emailing our customer service team and weā€™ll get this sorted out for you.Ā Ā 

Making a claim

If the worst does happen, you can register a claim for your item online or over the phone. Next provide some documentation for your item (Proof of purchase e.g., receipt) and pay your excess amount. Weā€™ll take care of the rest.Ā Ā 

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About us!

As you probably gathered already, we're slaying the insurance game. But donā€™t just take our word for it. Listen to our Founder Ben as he explains how Arma Karma is making some pretty big moves in the insurance industry.Ā 

Check out our blog

ARMA KARMA SUBSCRIPTION VS CONTENTS INSURANCE


What first comes to mind when you hear the words ā€˜contents insuranceā€™? It may be ā€œhassleā€, ā€œunnecessaryā€, ā€œboringā€: what it certainly is not is effortless, cheap, ethical or modern. We recognise that. Thatā€™s where we come in. Arma Karma revolutionises insurance for renters. By offering an alternative to the archaic contentā€™s insurance model, we give the next generation a way to insure the items that they actually care about. Letā€™s take a look at the key differences, and see who comes out on topā€¦

DO STUDENTS NEED INSURANCE?


If thereā€™s one thing that we can all agree on itā€™s that while youā€™re at school they donā€™t teach you a lot about the important thingsā€¦ like insurance. In most cases, university will be the first time you havenā€™t got your parents around to guide you through your financial decisions, so weā€™re here to ensure that when it comes to insurance, you make the right one.

IS THE LENOVO LEGION GO WORTH THE HYPE?


Another day, another console we want to buy. Gaming is life, right? We get it. The Lenovo Legion Go has recently been the latest talk of the town, promising epic performance and portability. But is it really all itā€™s cracked up to be? Letā€™s look into it!

CHECK OUT OUR SOCIALS

We get it, you can't get enough of usā€”totally understandable. We're not a regular insurance company, we're a cool one. So take the leap and check us out across our socials to keep up to date with our journey from dominating the insurance game to our team mucking about in the office.

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