iPhone insurance
inside, outside
Monthly iPhone insurance subscription. Cancel anytime.
& abroad
flexible cover from £4.49 a month
What’s included
- Accidental damage & Theft
- Screen cover
- Loss Cover
- 60 days cover while abroad
- Flexible monthly subscription – no fees to cancel or modify
iPhone insurance
inside, outside
Monthly iPhone insurance subscription. Cancel anytime.
& abroad
flexible cover from £2.99 a month
how to start your subscription
in just a few mins ⏱
Pick 1-5 items to protect
(From phones to saxophones, choose what matters most)
Get your monthly price
(Which comes out the same day each month)
Give us a couple of details
(Address, Birthday and a few final checks)
And finally, pick a charity to support
(25% of our cut will go to them each month)
how to start your subscription
in just a few mins ⏱
Pick 1-5 items to protect
Get your monthly price
Give us a couple of details
And finally, pick a charity to support
Only protect
what you care
about
Inside,
outside,
abroad
25% of our
commission revenue
to charity
iPhone insurance tailored to you
Student iPhone Insurance
Family iPhone Insurance
At Arma Karma we know that as a student finances can be tight, especially when it gets to the end of term and your student loan is running out (or has already run out!). So it’s a good idea to make sure your iPhone is covered in case you accidentally break it, lose it on a night out, or it gets stolen. With us you can grab iPhone insurance for as little as £3.99 a month, with no cancellation costs.
Our monthly family iPhone insurance is ideal for any family looking for a flexible way to protect all of their devices in one place. At Arma Karma we protect all of your iPhones for one low monthly subscription, and you can add or remove them from the cover at any time.
So if you’re just having one of those days, and you accidentally drop your iPhone and crack the screen, you would be covered and wouldn’t have to pay for the repair. Someone due a iPhone upgrade? No problem, just let us know and we can adapt your subscription.
Travel iPhone Insurance
Multi iPhone Insurance
There’s no faster way to ruin a nice vacation than having your iPhone stolen, misplaced, or damaged. We can’t stop it from happening, but with our monthly travel iPhone insurance, you won’t be left out in the cold (or hot!). Our flexible insurance subscription allows you to cover your device for as long as you need it, giving you the freedom to cancel when you get home without paying any extra fees.
Arma Karma’s multi iPhone insurance allows you to cover multiple phones under a single monthly subscription. Nowadays it is quite common for people to own a personal and business mobile, which doubles the chances of something unfortunate happening.
If you have an ongoing subscription with us and you buy another phone, just let us know and we can add it to your cover, making your life as easy as possible. This is multi iPhone insurance without the headache, and no additional fees to pay if you decide to cancel.
Mobile iPhone Insurance tailored to you
Student iPhone Insurance
At Arma Karma we know that as a student finances can be tight, especially when it gets to the end of term and your student loan is running out (or has already run out!). So it’s a good idea to make sure your iPhone is covered in case you accidentally break it, lose it on a night out, or it gets stolen. With us you can grab iPhone insurance for as little as £3.99 a month, with no cancellation costs.
Family iPhone Insurance
Our monthly family iPhone insurance is ideal for any family looking for a flexible way to protect all of their devices in one place. At Arma Karma we protect all of your iPhones for one low monthly subscription, and you can add or remove them from the cover at any time.
So if you’re just having one of those days, and you accidentally drop your iPhone and crack the screen, you would be covered and wouldn’t have to pay for the repair. Someone due a iPhone upgrade? No problem, just let us know and we can adapt your subscription.
Travel iPhone Insurance
There’s no faster way to ruin a nice vacation than having your iPhone stolen, misplaced, or damaged. We can’t stop it from happening, but with our monthly travel iPhone insurance, you won’t be left out in the cold (or hot!). Our flexible insurance subscription allows you to cover your device for as long as you need it, giving you the freedom to cancel when you get home without paying any extra fees.
Multi iPhone Insurance
Arma Karma’s multi iPhone insurance allows you to cover multiple phones under a single monthly subscription. Nowadays it is quite common for people to own a personal and business mobile, which doubles the chances of something unfortunate happening.
If you have an ongoing subscription with us and you buy another phone, just let us know and we can add it to your cover, making your life as easy as possible. This is multi iPhone insurance without the headache, and no additional fees to pay if you decide to cancel.
What does a monthly iPhone insurance subscription cost?
Our cover starts from just £3.99 for phones, but this price will depend on the cost of your item as well as the excess amount you’ve chosen.
How does the Arma Karma iPhone insurance subscription work?
Just enter the details of your iPhone plus other items you’d like to cover and a little about yourself. Then choose your charity who we’ll donate 25% of our revenue to, and you can sit back knowing your iPhone is protected!
What are the main conditions on the iPhone insurance policy?
Your iPhone must have been purchased in the UK, within the last 2 years. It must not be currently damaged, lost, or stolen.
Can I insure second hand iPhones?
We do refurbished iphone insurance, so long as it falls within its 12-month warranty provided by the retailer
Can I insure an iPhone that was bought by someone else and gifted to me?
You can! As long as the device is less than 2 years old since purchase, and you’ll still need to provide a reciept should you make a claim – so ask the gifter to keep this safe!
Can I cover the iPhone of someone under 18 on an adult's policy?
That’s fine! As long as the policy holder has proof of ownership/ purchase, as these are required if/when a claim is made.
How do I cancel my iPhone insurance subscription?
Simply get in touch with us on our live chat, or email hello@armakarma.insure and we will walk you through the process
What is the maximum number of iPhones I can insure under one subscription?
You can insure up to 5 items on any Arma Karma policy. The more items you add, the bigger the multi-item discount, too!
Can iPhones with different owners be insured under the same policy?
In this instance, we would recommend each owner taking out a policy, in case an incident occurs in the posession of someone not named on the policy, as this would likely end up voiding a claim.
Can I add iPhones to or remove them from an ongoing monthly insurance policy?
Not a problem, simply get in touch on our live chat or email hello@armakarma.insure and we can amend your iPhone insurance policy for you.
If I do need to make a claim, how long will it take to recieve compensation?
We do our best to get claims resolved as quickly as possible. Usually, we can resolve a claim within 48 hours, however, this may depend on what type of claim is being made.
What is the excess if I have to make a claim?
This is dependent on the price of your iPhone and what you choose, our excesses are £35, £75, £125, and £175.
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Arma Karma Limited is registered in England and Wales under company number 12002692.
Arma Karma Limited is an Appointed Representative of Innovative Risk Labs Ltd, which is authorised and regulated by the Financial Conduct Authority. Firm reference number 925873.