Pretty much any of your possessions actually worth protecting. Common examples below.

Phones
Tablets
Gadgets, including household gadgets
Laptops
Bikes
Eyewear
Jewellery
Handbags
Shoes
Sports equipment
Musical instruments

As a general rule we don’t insure items worth less than £100 or more than £1,500.

Our cover protects your specified items from accidental damage, theft and loss (excl bikes, household-based gadgets and laptops) as standard, but please be sure to read our two-page Insurance Product Information Document for all the details, available here

We have designed our Possession-based insurance, and the company, to stand out from the crowd:

1. Only insure the stuff you actually care about. Do you really need a contents policy giving you a blanket coverage of £20,000 pounds for everything in your house? Or do you really just want to insure your phone, telly and bike?

2. Your stuff is also covered out of the home and abroad. Many people don’t realise that with standard contents policies your stuff is often not covered outside of the home. You’re in luck though – with us, it is!

3. Your policy is a monthly subscription. Others might let you pay on a monthly basis, but usually they’re still annual policies and you’ll have to pay for the whole year, or pay a penalty to cancel. You won’t get that with us.

4. Ethics and sustainability are at the heart of everything we do. For example, 25% of our cut of every policy goes to a charity of your choosing (from a panel of four). What’s not to love?

Insurance is a promise.

In exchange for your monthly subscription (premium), after a loss/event we promise to get things back to the way they were. For example, if you lose your phone, we want to get you a replacement as quickly as possible.

Loss could mean theft, damage, or actual loss.
Most insurance policies last for 12 months, but with us it’s a monthly rolling contract, like your Netflix or Amazon Prime subscriptions.
With us it’s straightforward; if you need to speak with us simply get in touch on our livechat.

And if you need to make a claim, click the Claims button at the top of the page. You’ll be redirected to our claims team who will help get everything sorted.

Simple. Head over to Claims, where our expert claims team will help get everything sorted. Alternatively, please call 0333 400 9048 (local rate call) and a member of the claims team will assist you

Please be aware you’ll require proof of purchase or ownership to claim. This could be a reciept, bank statement, email confirmation, etc.

This is dependant on the price of your item and which excess you choose. Our excesses are £35, £75, £125, and £175

We do our best to get claims resolved as quickly as possible. Ususally we can resolve a claim within 48 hours, however this may depend on what type of claim is being made.