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mobile insurance | apple iphone insurance

MONTHLY APPLE IPHONE INSURANCE SUBSCRIPTION

Award-winning insurance subscription. Protection for your Apple iPhone against damage, loss, theft & more.

Apple iPhone insurance

THE BENEFITS OF OUR IPHONE INSURANCE: DISCOUNTS, TRANSPARENCY & FLEXIBILITY

No Hidden Fees— When you insure your items with us, you can rest easy knowing that the price you see is the price you pay—no surprises or hidden fees.

Flexible Monthly Subscription— With our flexible monthly insurance subscription, you're in control. Adjust or cancel your coverage anytime. No long-term commitments, just simple and stress-free protection that fits your lifestyle.

Increasing Multi-item Discount — A deal you won’t want to miss out on! With our multi-item discount, the more items you insure with us, the bigger the savings. It's our way of helping you protect all your devices while enjoying the peace of mind.

Mobile phone insurance
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WHAT CAN ARMA KARMA INSURANCE COVER?

WHY INSURE YOUR IPHONE WITH ARMA KARMA?

Living without your iPhone? Total nightmare, right? That's why Arma Karma's got your back with our monthly iPhone insurance. We cover breakdowns, damage, loss, and theft, so you can crush everyday life worry-free. Whether you're hustling at work, jetting off on a dream vacay or just chilling in bed dodging social plans, your phone's always protected. Our easy signup and affordable monthly subscriptions keep things super simple. Stay connected and stress-free with Arma Karma!

is Arma Karma a trusted insurance company

YES! HAVE A LOOK AT OUR REVIEWS

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Very quick and simple

Very quick and simple process. Painless. A+++

Had a few questions about level of cover but the customer service team were helpful and resolved these for me.

I struggled to find good cover for my camera equipment until I discovered these guys, but now have my entire kit covered for under a tenner a month. The 60 days abroad was a must on this. Had several bad experiences before but so far the process has been refreshing compared to what else is out there.

Jason

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Highly recommend this company

Just joined these after being messed about all day with another insurance company. I’m so impressed with Arma Karma nothing is too much trouble. They dealt with my question straight away, the customer service agent who dealt with it was just so helpful and actioned my request straight away without questioning. Unlike the rubbish company I had tried dealing with all day and got nowhere. Highly recommend this company.

Vanessa

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It was so easy to subscribe with great cover

After buying a new phone, I spent some time looking for the best company to insure it with - It was so easy to subscribe with great cover. I really like what they stand for and how they support climate impact using my subscription to help important charities.

Olly

HOW DOES IT WORK

Pick your items

To get your monthly price select up to 5 items to insure from our 14 categories, ranging from your phone and laptop to your glasses and guitar. Get an increasing multi-item discount with every new item you add! 

Check it out yourself!

Tell us about yourself

  • Unlike other insurers we don’t use your personal details to impact your price. All we’ll need is your name, DOB, address and contact details to set up your subscription. 

A few final questions

At this stage we need to ask you some final questions, to make sure our subscription is right for you and that in the event of a claim everything can go smoothly.    

Choose your charity

  • 25% of what we make from your subscription gets donated to a charity of your choice. You can pick from: Railway Children, Rainforest Trust UK, ShelterBox & YoungMinds.  

Start your subscription

Finally, you’ll just need to provide your payment details to activate your subscription. After this is complete your cover will renew on the same day each month as a recurring card payment.  

Add to your wallet

Keep your cover close by adding it to your Apple or Google wallet and ensure it’s there when you need it most. You’ll also receive your policy documents via email shortly after signing up.  

Need to make a change?

No problem, just let us know via live chat or by emailing our customer service team and we’ll get this sorted out for you.  

Making a claim

If the worst does happen, you can register a claim for your item online or over the phone. Next provide some documentation for your item (Proof of purchase e.g., receipt) and pay your excess amount. We’ll take care of the rest.  

DO I REALLY NEED IPHONE INSURANCE?

Dropped a bowling ball on your iPhone? Oops. Dropped it in the pool? Double oops. You don't have insurance? Triple oops…

Your iPhone’s always with you, so you might think, "Do I really need phone insurance?" But let's be real, accidents happen! Whether you drop it in the toilet, lose it or it gets stolen, dealing with the aftermath can be a nightmare and expensive. That's where Arma Karma's flexible monthly iPhone insurance comes in. Our subscriptions make it easy and affordable to protect your phone, giving you peace of mind without breaking the bank. Do yourself a favour, and skip the "oh s***" moments with Arma Karma’s monthly iPhone insurance.

THINGS TO KNOW ABOUT OUR IPHONE INSURANCE

With monthly iPhone insurance—We like to make things crystal clear. Here’s a few things to know about our cover before starting your subscription.

Proof of purchase


Having proof of purchase is crucial. This document confirms your ownership and the laptop’s value, which is essential for processing your claim. Proof of purchase helps verify the device's make, model, and price and ensures accurate compensation for repairs or replacements. It also simplifies the claims process, reduces delays, and supports your case in the event of a dispute. To ensure you can make a claim if the worst were to happen, always keep your proof of purchase safe and accessible.

device age


To ensure your laptop qualifies, it needs to meet specific age and purchase criteria. Your device must have been bought in the UK within the last 24 months to guarantee it receives our protection. For second-hand laptops, we require a minimum active 12-month warranty and that it was purchased within the last 24 months.

Plus, your laptop must be in good condition—not lost, damaged, or stolen—at the time of insuring.

New or refurbished


When it comes to insuring both new and refurbished laptops with Arma Karma, we’ve got you covered. For second-hand devices, they must have a minimum active 12-month warranty and must have been purchased within the last 24 months. Additionally, the laptop model must be under 36 months old from its UK release date. By meeting these criteria, we ensure that your device—whether brand new or expertly refurbished—receives the comprehensive protection it deserves, giving you confidence and peace of mind.

WHY CHOOSE ARMA KARMA

Protection Against Damage & Theft

Accidents happen-drops, spills and random disasters. With an Arma Karma insurance subscription, you've got a safety net for those repair or replacement costs when things go south. So chill out and keep your iPhone safe with Arma Karma!

Covered for that unexpected loss.

If you lose your phone, the loss cover's got your back. With an Arma Karma subscription, there’s no need to stress over replacing a lost device.

It gives you that peace of mind.

Your iPhone’s basically your sidekick, so losing or breaking it is a major bummer. Arma Karma's subscription gives you peace of mind with solid backup for those “oops” moments, so you can keep rocking on without the stress.

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