Hello. We’re Arma Karma, an insurtech (insurance + tech) set on doing things differently.

Our mission is to bring some ‘Good’ to the dull and sometimes unethical world of insurance. We believe insurance should be Ethical, Tailored, and Effortless.

monthly insurance subscription

The armour protecting your items? That’s Arma. Karma is the good you’ll be doing by taking out a subscription and supporting one of our charity partners. You get to choose and it doesn’t cost you a penny.

gadget insurance

Hello. We’re Arma Karma, an insurtech (insurance + tech) set on doing things differently.

Our mission is to bring some ‘Good’ to the dull and sometimes unethical world of insurance. We believe insurance should be Ethical, Tailored, and Effortless.

monthly insurance subscription

The armour protecting your items? That’s Arma.

Karma is the good you’ll be doing by taking out a subscription and supporting one of our charity partners.

You get to choose and it doesn’t cost you a penny.

We’re not your average insurance company…

Dip into the articles below to find out why, and check out our blog page for advice and tips around anything from insurance to staycations.

monthly insurance subscription
monthly insurance subscription
monthly insurance subscription

A word on our mascot

monthly insurance subscription

This is Karmadillo. He hangs out at our office, and on our social media. On one occasion he’s also been found at the top of Mt. Snowdon.

He’s one of a kind, there are no others like him. Not at all. You definitely won’t find other Karmadillos online.

Hear a quick word from our mascot.

gadget insurance

Branding & Website Design by Polar Creative | Terms & Conditions | Privacy Policy 

Arma Karma Limited is registered in England and Wales under company number 12002692.
Arma Karma Limited is an Appointed Representative of Innovative Risk Labs Ltd, which is authorised and regulated by the Financial Conduct Authority. Firm reference number 925873.