Just enter the details of your item and a little about yourself, choose your charity who we’ll donate 25% of our revenue to, and sit back knowing your phone is protected!

Your mobile must have been purchased in the UK, within the last 3 years. It must not be currently damaged, lost, or stolen.

We do refurbished phone insurance, so long as it falls within its 12-month warranty provided by the retailer.

You can! As long as the device is less than 3 years old since purchase, and you’ll still need to provide a reciept should you make a claim – so ask the gifter to keep this safe!

That’s fine! As long as the policy holder has proof of ownership/ purchase, as these are required if/when a claim is made.

Simply get in touch with us on our live chat, or email hello@armakarma.insure and we will walk you through the process

You can insure up to 5 items on any Arma Karma policy. The more items you add, the bigger the multi-item discount, too!

In this instance, we would recommend each owner taking out a policy, in case an incident occurs in the posession of someone not named on the policy, as this would likely end up voiding a claim.

Not a problem, simply get in touch on our live chat or email hello@armakarma.insure and we can amend your mobile insurance policy for you.

We do our best to get claims resolved as quickly as possible. Usually, we can resolve a claim within 48 hours, however, this may depend on what type of claim is being made.

Simple. Head over to Claims, where our expert claims team will help get everything sorted. Alternatively, please call 0333 400 9048 (local rate call) and a member of the claims team will assist you

Please be aware you’ll require proof of purchase or ownership to claim. This could be a reciept, bank statement, email confirmation, etc.

This is dependent on the price of your item and what you choose, our excesses are £35, £75, £125, and £175.

Absolutely! We may not fit the typical old insurance look, but we have all the same protections and accountability measures in place. As an insurance intermediary we are held to account by the Financial Conduct Authority and can be found on their online searchable register. We are supported by “A” rated insurers, which means we have the highest quality insurance partner backing.
More importantly, we actively ask for reviews from our existing customer base which will give you the clearest picture of how we treat our subscribers and how their subscriptions are working for them!