monthly insurance subscription

start your claim online

Or call: 0333 400 9048

The claims helpline is open between:

Monday – Friday 08:30 – 18:30
Saturday – 08:30 – 13:00
Sunday and bank holidays – closed

Please note we have an initial 14-day no claims period to keep prices low for true and honest subscribers.


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Arma Karma Limited is registered in England and Wales under company number 12002692.
Arma Karma Limited is an Appointed Representative of Innovative Risk Labs Ltd, which is authorised and regulated by the Financial Conduct Authority. Firm reference number 925873.